Every feature built for families spread across more than one exchange
Towernet brings scattered brokerage, pension, and custody accounts into a single, reconciled view — so risk, exposure, and performance are never guessed at.
What's inside
- Cross-exchange account aggregation
- Consolidated risk analysis
- Tax lot and cost basis tracking
- Household-level reporting
Built around a specific problem
Families holding accounts across different exchanges rarely get a single, trustworthy picture of their total position. Each feature below exists to close one of these gaps.
- Statements arrive in different formats, currencies, and reporting cycles.
- Correlated risk across accounts is invisible until something goes wrong.
- Tax lots and cost basis get lost when assets move between custodians.
- No one person has a complete view of the household's holdings.
Core features
Each feature is designed to work together, not as a standalone tool — so data entered once is usable everywhere in your reporting.
Cross-exchange account aggregation
Link brokerage, custody, and pension accounts from multiple exchanges into one household ledger. Holdings, cash balances, and transaction history are normalized into a single data model regardless of where the account originates.
Benefit: No more manually copying figures between spreadsheets or logging into five different portals to understand what you own.
Household Equity Position: 3 exchanges, 7 accounts, 1 consolidated line.
Consolidated risk analysis
Exposure is measured at the household level, not per account. Overlapping sector, currency, and single-issuer concentration across every exchange is calculated as one combined risk profile.
Benefit: You find out that three "different" accounts are all exposed to the same sector before it becomes a problem, not after.
Combined Sector Exposure: Technology 34% across 3 linked accounts.
Tax lot and cost basis tracking
Every purchase, transfer, and corporate action is tracked at the lot level, even when assets move between custodians or exchanges. Cost basis follows the position, not the account.
Benefit: Capital gains calculations stay accurate even after a transfer-in-kind or a change of broker.
Lot History: Acquired on Exchange A, transferred to Exchange B, basis preserved.
Threshold alerts and monitoring
Set thresholds for concentration, drawdown, or currency exposure at the household level. Alerts trigger based on the combined picture across every linked exchange, not a single account in isolation.
Benefit: You're notified when the household's total exposure crosses a limit, even if no single account looks unusual on its own.
Alert: Combined FX exposure to a single currency exceeded 25% of net worth.
Household-level reporting
Generate a single statement covering every account, exchange, and currency a family holds. Reports can be filtered by person, entity, or account type while still rolling up to one total.
Benefit: One document to review at year-end, instead of reconciling several incompatible statements by hand.
Annual Report: Net Worth Summary across all family members and accounts.
Multi-user household access
Give family members, an accountant, or an advisor scoped access to the same consolidated data — without sharing login credentials for the underlying exchange accounts themselves.
Benefit: Everyone who needs visibility gets it, without everyone needing the keys to every account.
Access Level: Accountant — read-only on reporting, no trading permissions.
How the data stays reliable
Consolidation is only useful if the underlying data is accurate. This is the process behind every feature above.
Connect
Accounts are linked from each exchange or custodian using read-focused access.
Normalize
Holdings, currencies, and transaction formats are mapped to a common structure.
Reconcile
Positions are checked against statements to catch mismatches before reporting.
Report
Consolidated views, risk analysis, and alerts are generated from the reconciled data.
Data is reviewed, not just aggregated
Automated reconciliation flags discrepancies between what an exchange reports and what appears in your consolidated view, so errors are caught early rather than compounding over multiple statement cycles.
Where these features matter most
Families end up using Towernet in a few recurring situations.
After a cross-border move
Accounts opened in a previous country sit alongside new local ones, with no shared reporting until they're linked here.
Multi-generational holdings
Parents and adult children each hold accounts on different exchanges, but need one view for estate and gifting decisions.
Working with an advisor
An advisor or accountant needs a clear, consolidated picture without being granted access to every individual account.
See these features on your own accounts
Walk through how Towernet consolidates data across exchanges before you link anything.