Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or using the Towernet Service in any way, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Description of the Service

Towernet provides software tools designed to help users aggregate, organize, and review investment account information across multiple exchanges and brokerage platforms. The Service is intended to support informational and organizational purposes only and does not constitute financial, investment, tax, or legal advice.

3. Eligibility and Account Registration

You must be at least 18 years old and capable of entering into a binding agreement to use the Service. When you register for an account, you agree to provide accurate, current, and complete information and to keep that information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4. No Investment Advice

Towernet is not a registered investment adviser, broker-dealer, or financial institution. Nothing presented through the Service should be interpreted as a recommendation, solicitation, or offer to buy or sell any security or financial instrument. Any decisions you make based on information obtained through the Service are made at your own discretion and risk. You should consult a qualified professional before making financial decisions.

5. Connected Accounts and Third-Party Data

The Service may allow you to connect brokerage, exchange, or other third-party accounts to enable data aggregation. You are solely responsible for ensuring you have the right to share such account information with Towernet. We do not control, and are not responsible for, the accuracy, availability, or security practices of third-party platforms whose data is displayed within the Service.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third party's rights.
• Attempt to gain unauthorized access to the Service, other accounts, or related systems.
• Interfere with, disrupt, or place undue load on the Service's infrastructure.
• Reverse engineer, decompile, or attempt to extract the source code of the Service.
• Use automated means to scrape, copy, or republish content from the Service without authorization.

7. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and renewal terms will be disclosed to you at the time of purchase. You are responsible for all charges incurred under your account. Fees are generally non-refundable except where required by applicable law or as otherwise stated at the time of purchase.

8. Intellectual Property

The Service, including its software, design, text, graphics, and other content (excluding data you provide or connect), is owned by Towernet or its licensors and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable license to use it in accordance with these Terms.

9. User Content and Data

You retain ownership of any data and content you submit, upload, or connect to the Service ("User Content"). By using the Service, you grant Towernet a limited license to host, process, and display User Content solely for the purpose of operating and improving the Service. Please refer to our Privacy Policy for details on how account data is collected, used, and protected.

10. Service Availability and Changes

We aim to keep the Service available and functioning reliably, but we do not guarantee uninterrupted or error-free operation. Towernet may modify, suspend, or discontinue any part of the Service at any time, with or without notice, for reasons including maintenance, upgrades, or business decisions.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Towernet does not warrant that data displayed through the Service will be complete, accurate, or up to date at all times.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Towernet and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or investment value, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless Towernet and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

14. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct that we believe violates these Terms or is harmful to other users or to Towernet. You may stop using the Service and close your account at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

15. Changes to These Terms

We may update these Terms from time to time to reflect changes in the Service, legal requirements, or business practices. When we make material changes, we will take reasonable steps to notify you, such as posting an updated effective date on this page. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Towernet operates, without regard to conflict-of-law principles. This section should be reviewed and adapted to reflect the specific jurisdiction applicable to your business before publication.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Contact

If you have questions about these Terms, please reach out through the contact details provided on our Contact page.